API Reference

11 - Online Bank (CLP)

Channel: 11

Provider: Fintoc

Payment Method: APM

Available Currencies

NameCodeCountry
Chilean PesosCLPChile

Request example

curl --request POST \
  --url http://paymentscert.alps.cl/justpay/check-out/SecurePayment \
  --data public_key=zyssglikvtltbd2se2hudwl50jjomil2uytp7tpvjtxyfdw469jagk8yvnex9jks \
  --data time=2022-10-13T14:39:09 \
  --data channel=11 \
  --data amount=1 \
  --data currency=CLP \
  --data trans_id=1 \
  --data time_expired=120 \
  --data url_ok=https://bit.ly/3S4I7iR \
  --data url_error=https://bit.ly/3S5aOwc \
  --data signature=07d84334c962125886213284ff8aca6418a8b321c44273dc9c83c3d9c299a31a \
  --data 'shopper_information={”name_shopper": "Fulano","Num_doc_identi": "41579263","type_doc_identi": "DNI","last_name_Shopper": "Da Silva”,"email": "[email protected]","country_code": "+56”,"Phone": "1122223333"}'

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "http://paymentscert.alps.cl/justpay/check-out/SecurePayment",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => "public_key=zyssglikvtltbd2se2hudwl50jjomil2uytp7tpvjtxyfdw469jagk8yvnex9jks&time=2022-10-13T14%3A39%3A09&channel=11&amount=1&currency=CLP&trans_id=1&time_expired=120&url_ok=https%3A%2F%2Fbit.ly%2F3S4I7iR&url_error=https%3A%2F%2Fbit.ly%2F3S5aOwc&signature=07d84334c962125886213284ff8aca6418a8b321c44273dc9c83c3d9c299a31a&shopper_information=%7B%22name_shopper%22%3A%20%22Jon%22%2C%22last_name_Shopper%22%3A%20%22Snow%22%2C%22type_doc_identi%22%3A%20%22DNI%22%2C%22Num_doc_identi%22%3A%20%2292738009%22%2C%22email%22%3A%20%22no-reply%40alps.cl%22%2C%20%22country_code%22%3A%20%22%2B56%22%2C%20%22Phone%22%3A%20%22999763655%22%7D",
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

import requests

url = "http://paymentscert.alps.cl/justpay/check-out/SecurePayment"

payload = "public_key=zyssglikvtltbd2se2hudwl50jjomil2uytp7tpvjtxyfdw469jagk8yvnex9jks&time=2022-10-13T14%3A39%3A09&channel=11&amount=1&currency=CLP&trans_id=1&time_expired=120&url_ok=https%3A%2F%2Fbit.ly%2F3S4I7iR&url_error=https%3A%2F%2Fbit.ly%2F3S5aOwc&signature=07d84334c962125886213284ff8aca6418a8b321c44273dc9c83c3d9c299a31a&shopper_information=%7B%22name_shopper%22%3A%20%22Jon%22%2C%22last_name_Shopper%22%3A%20%22Snow%22%2C%22type_doc_identi%22%3A%20%22DNI%22%2C%22Num_doc_identi%22%3A%20%2292738009%22%2C%22email%22%3A%20%22no-reply%40alps.cl%22%2C%20%22country_code%22%3A%20%22%2B56%22%2C%20%22Phone%22%3A%20%22999763655%22%7D"
response = requests.request("POST", url, data=payload)

print(response.text)

const qs = require("querystring");
const http = require("http");

const options = {
  "method": "POST",
  "hostname": "paymentscert.alps.cl",
  "port": null,
  "path": "/justpay/check-out/SecurePayment",
  "headers": {}
};

const req = http.request(options, function (res) {
  const chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    const body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(qs.stringify({
  public_key: 'zyssglikvtltbd2se2hudwl50jjomil2uytp7tpvjtxyfdw469jagk8yvnex9jks',
  time: '2022-10-13T14:39:09',
  channel: '11',
  amount: '1',
  currency: 'CLP',
  trans_id: '1',
  time_expired: '120',
  url_ok: 'https://bit.ly/3S4I7iR',
  url_error: 'https://bit.ly/3S5aOwc',
  signature: '07d84334c962125886213284ff8aca6418a8b321c44273dc9c83c3d9c299a31a',
  shopper_information: '{”name_shopper": "Fulano","Num_doc_identi": "41579263","type_doc_identi": "DNI","last_name_Shopper": "Da Silva”,"email": "[email protected]","country_code": "+56”,"Phone": "1122223333"}'
}));
req.end();

Mandatory Data

AttributeMandatoryData typeDescription
public_keyTrueString (255)Public key, unique value that identifies the commerce
timeTrueDatetimeRequest data time
channelTrueIntegerPayment Channel
amountTrueDoubleThe amount of the transaction. Use 2 decimals.
currencyTrueString (3)Transaction currency code
trans_idTrueString (255)Transaction id
time_expiredTrueString (255)Time in minutes to expire the token. Value given in minutes. Minimum Suggested: 30 minutes
url_okTrueString (255)URL where shopper will be redirected from the online banking if payment was successful (Must be Https)
url_errorTrueString (255)URL where shopper will be redirected from the online banking if payment was wrong.(Must be Https)
signatureTrueString (255)Signature hash256: Review signature calculation
shopper_informationTrueJSON StringJSON String Data: Review JSON index & format

shopper_information JSON format

📘

Field shopper_information must be send in string format (JSON encode).

'{”name_shopper": "Fulano","Num_doc_identi": "41579263","type_doc_identi": "DNI","last_name_Shopper": "Da Silva”,"email": "[email protected]","country_code": "+56”,"Phone": "1122223333"}'

The shopper_information field is a column corresponding to a json with the next keys:

ParameterMandatoryData TypeDescription
name_shopperTrueString (255)Shopper's name
last_name_ShopperTrueString (255)Shopper's last name
type_doc_identiTrueString (255)Identification document [RUT,DNI,CI, ID etc.]
Num_doc_identiTrueString (255)Identification document number
emailTrueString (255)Shopper's e-mail
country_codeTrueString (10)Country's phone code (Ex. +57)
PhoneTrueString (20)Shopper's phone number
institution_idFalseString (20)Bank's institution. If not added the user will be prompt to choose a bank

Available institution_id

Bank nameinstitution_id code
Banco de Chilecl_banco_de_chile
Banco Santandercl_banco_santander
Banco BICEcl_banco_bice
Banco Scotiabankcl_banco_scotiabank
Banco BCIcl_banco_bci
Banco Estadocl_banco_estado
Banco Securitycl_banco_security

Errors

error_reasondescription
bank_account_lockedThe bank blocked the transfers service for this account.
bank_connection_errorFintoc had a problem connecting with the selected bank.
bank_not_availableThe selected bank is temporary unavailable.
amount_limit_reachedThe maximum amount available to transfer was reached.
insufficient_fundsThe account doesn’t have enough money to execute the payment.
login_credentials_lockedThe bank indicated that the user's credentials are locked.
login_invalid_credentialsThe bank indicated that the user's credentials are invalid.
maximum_amount_errorThe amount exceeds the maximum amount allowed for that bank.
mfa_authorization_timeoutThe user did not authorize the transfer with their multifactor method.
mfa_invalid_authorizationThe bank indicated that the multifactor authorization was invalid.
mfa_lockedThe multifactor authentication method is locked.
mfa_unavailableThe multifactor authentication method is unavailable.
new_contact_amount_limit_reachedThe amount exceeds the maximum amount permitted for new contacts.
new_contact_transfer_number_limit_reachedThe maximum number of transfers for new contacts was reached.
recipient_account_not_allowedThe bank indicated that the recipient account is not allowed to receive transfers.
unresolved_final_statusThe bank can’t provide a definite answer on whether this payment was completed or not. This reason will only appear for pending payments that could not be validated after 10 days.
widget_closedThe user closed the widget before completing the payment
user_leftThe user abandoned the payment process before selecting an account or entering their bank account´s credentials.
new_payment_intent_in_progressThe user started a new payment intent before completing the previous one, so the original payment intent was cancelled